The materials and information on this site are provided “as is” and without warranties of any kind either expressed or implied. SK Financial, and it’s related affiliated companies disclaims all warranties, expressed or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness, and usefulness of any opinions, advice, services, or other information provided. All information contained on any page is distributed with the understanding that the authors, publishers, and distributors are not rendering legal, accounting, or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

SK Financial assumes that you are submitting accurate information on your own behalf, and is not responsible for information you have submitted for or on behalf of someone else, with or without this party’s consent.

In no event shall SK Financial and it’s related affiliated companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.

Insurance Rate Information

The information used in all insurance rate quotes have been taken from the rate cards and rate manuals which life companies routinely publish and distribute to life agents and brokers. To the best of SK Financials ability, we have done everything we can to ensure that the insurance rate information contained in any insurance rate quotes is up to date and accurate. However, accuracy cannot be guaranteed. All quotes are for illustration purposes. Actual premiums

All quotes are for illustration purposes. Actual premiums and coverage will be based on age, gender, health history, certain underwriting criteria, province of residence, and tobacco usage. Not all policies or companies are available in all provinces. Federal cop

Federal copyright law prohibits commercial use by any other agents, brokers, and parties marketing insurance products or information. In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company authorized illustration and/or policy, the policy shall govern.


SK Financial cannot guarantee that the hyperlinks contained on this site will be accurate at the time of your access. Moreover, SK Financial has no control over the development, maintenance, terms of use, or policies and procedures of third party sites referenced via hyperlinks. SK Financial assumes no responsibility for the content of any third party site referenced via hyperlink or otherwise. These hyperlinks are offered as a convenience and for informational purposes only, not as referrals or endorsements of third party sites.

Data Protection

SK Financial is not obligated to monitor any transmission made through the respective web pages. however, SK Financial has the right, but not the obligation, to monitor any transmission made to and from this website. SK Financial may use or disclose information gathered from the website if requested by government authorities or otherwise.

Product Restrictions

Product(s) are subject to underwriting requirements. Suicide limitations may apply. Product(s) may not be available in all provinces.

Company Ratings

Company ratings are provided by independent analysts. This may change without any notice.

Licenses and Insurance Policy Availability

Not all policies or companies are available in all provinces.